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Equipment Breakdown – Farm & Home

Equipment Breakdown – Farm

New technology adds to equipment risks. This coverage can pay for equipment repairs or replacement, loss of business income, perishable goods, and related expenses. Some examples:

  • Electrical distribution systems
  • Heating and cooling systems
  • Refrigeration systems
  • Business computers
  • Deep well pumps and motors
  • Emergency generators
  • Grain dryers
  • GPS units
  • Ventilation fans

Equipment Breakdown – Home

Homeowners Equipment Breakdown Insurance fills an important gap by covering a wide range of essential home equipment. Some examples:

  • Furnaces, heat pumps, heaters, solar heaters
  • Central air-conditioning
  • Water heaters
  • Kitchen and household appliances
  • Well pumps
  • Central vacuums
  • Home security systems
  • Pool and spa equipment