Builder’s Risk is coverage for any building in the process of construction. This type of structure should be insured as soon as materials are on the premises ready for construction. The company requires that the amount of insurance be written for 100% of the completed value. We will insure up to four (4) dwellings under construction per builder at any one given time.
Builder’s Risk is also available for existing buildings being remodeled but would be written as a Dwelling Fire (Landlord) policy with actual cash value coverage.